Only jointly owned assets will pass to your partner. Your personal estate will pass through your family in accordance with the above section, as cohabitees are legally treated as single people. There are no plans within the term of the present coalition government to amend these rules. Cohabitees can make a claim under the Inheritance (Provisions for Family and Dependents) Act 1975, but this is likely to be costly, drawn-out, uncertain and stressful. Generally, Courts do not treat cohabitees in the same way as disinherited spouses when awarding benefits from your partner’s estate.  Sadly, this is not the only inheritance planning problem facing co-habitees with or without a will.

Download our free report looking at the problems of Co-habitees and potential solutions
Without a Will, you are deemed to die Intestate – this means legislation from nearly 100 years ago decides who benefits from your estate. If you are married with children, your spouse may only inherit the first £250,000 of your personal estate absolutely.

Putting in place a Will ensures that you choose who benefits from your estate. You also can appoint Guardians – people who you choose to bring up your children in the event of your premature death.

Please get in touch with any questions you may have

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Inheritance Planning Company Ltd
18 Walsworth Road

T: 01462 61 66 87

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